AI-Underwrite gives underwriting teams control over product rules, questions, decision logic and outcomes through a configurable no-code environment — helping insurers automate routine decisions and respond to product change faster.
AI-Underwrite is designed so underwriting logic remains visible and configurable. Authorised users can understand how a rule works, adjust it and review the resulting decision path. Testing routines, rul builds and versioning all integrated into authoring tools.
Configure workflows, underwriting rules and risk assessment outcomes in minutes. Seemless authoring, rules versioning and hosted deployments
Underwriting maintains control and authority on risk assessment, workflows and questions. No dependence on internal IT dept. to develop aand enhance products
Use the same base underwritng rule set accross mutiple business channels, product and benefits, or tweek rules for different distribition channels.
Transparent logic
See how workflows, questions and outcomes connect.
Controlled change
Manage updates through authorised user roles and change processes.
Insurer specific calibration
Configure logic to reflect your products and risk appetite.
Consistent application
Apply the same approved logic across channels and workflows.
AI-Underwrite brings product configuration, application design, underwriting logic, and decision workflows together in one authoring environment giving Users control over how products are built, maintained and enhanced to improve straight through processing and data collection.
Underwriting decisions don’t begin and end with medical rules. AI-Underwrite can combine financial eligibility, biometric information, third-party underwriting guidance and AI-assisted needs analysis to help determine what cover is appropriate before the case progresses through underwriting.
Financial rules
Configure income, affordability, maximum sum assured and other financial eligibility rules alongside underwriting requirements.
Biometric data
Use API’s to incorporate relevant biometric or health measurements into eligibility and risk assessment workflows.
PMAR / APS
Upload medical notes and images to be used to assist life and health risk assesment for insurance. Augmented with Open AI
Voice record scripted risk assesment conversations and use openAI to run through the audio to determine the medical underwritng risk.
