Founded in 2022, Sm8rtHealth brings together insurance, underwriting and technology experience with a shared belief that better tools can fundamentally improve the way life and health underwriting gets done.
We’re a focused team, which means the people designing, building and supporting AI-Underwrite are the senior people our clients work with.
Clive leads the technology architecture and development of AI-Underwrite. With extensive experience in software engineering, systems integration and insurance technology, he focuses on building a flexible, scalable platform that insurers can configure to meet their own underwriting requirements.
His work combines traditional rules-based automation with emerging AI capabilities, ensuring the platform remains practical, secure and adaptable to changing business needs.
Connect with Clive on LinkedIn
Steven brings more than 15 years of experience delivering underwriting technology solutions to life and health insurers across New Zealand and Asia.
His focus is on understanding the operational challenges insurers face and translating those requirements into practical technology solutions. He works closely with clients on product strategy, underwriting automation and the application of AI to improve efficiency while preserving insurer control over risk assessment.
Connect with Steven on LinkedIn
Silvia brings specialist life and health underwriting expertise to the design and development of AI-Underwrite. She helps translate underwriting knowledge, medical risk assessment requirements and insurer guidelines into configurable rules, decision pathways and practical underwriting workflows.
Her involvement helps ensure that the platform is built around real underwriting practices, balancing opportunities for automation with the professional judgement required for complex cases.
Physical location:
Campus 261, Level 2, Office No. 2, 261 Morrin Road, St Johns, Auckland 1072, New Zealand
