Our Vision

Sm8rtHealth platform was developed with a vision of being a truly no-code SaaS electonic rules engine for life and health insurance underwriters enabling smarter and faster risk assessments.

Platform evolution

Sm8rtHealth was built on over 15 years of hands-on experience delivering digital underwriting solutions, beginning with Pinnacle Life in New Zealand in 2008. As specialists in Straight Through Processing (STP) for life and health insurance, we’ve continuously evolved our platform to meet the complex demands of insurers.

We know that successful implementation of automated underwriting requires more than technology, it demands experience. We’ve help global insurers navigate complexity, aligning business, underwriting, claims, and IT to deliver faster, smarter outcomes and accelerate time-to-market.

Our platform is powered by an agile, no-code rules engine designed for insurance professionals. We simplify the complex and protect customer privacy by not retaining personal data. Sm8rtHealth platform and knowledge base lever off AI to enhance risk assessment and bring about efficiency gains in decision-making.

Our key people from Left to right...

Clive is either on a bicycle speeding through NZ cycleways, or his is busy cutting code. A software developer for many years who loves the challenge of adopting and harnessing new technologies.

DJ has been deploying underwriting engines since 2008 across NZ and Asia. An entrepreneur with an eye for innovation. Success and reward s about making big promises and then delivering.

Silvia has been a life underwriter for the past 25 years, focused on the Asian market. “Assessing life risk is what I do, using technology to improve efficiency, is a passion” ​

We've have done implementations for .......

Delivering electronic underwriting solution with straight through processing since 2008.

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