About Us

A SaaS services providing an AI enhanced, no code e-app solutions for life and health Insurers..

We have been implementing life and health insurance underwriting engines since 20012. Straight Through Processing is our core business. Over the years, we continuously improve and enhance our technology to ensure that we have the best of breed underwriting engine, implementation can be done with minimal requirement from IT in an efficient cost effective manner.

Deployment of automated underwriting engines is a specialised art, where experience and the right technology can substantially reduce the cost and timeline to market. We know the pitfalls, how to bridge the gap between underwriting, claim assessment and IT.

Importantly, our core technology is designed and built for the future. We never retain personal information, have an agile rules engine designed specifically for insurance tasks, undertaken by underwriters. We know what we doing, we know how to make a complex set of task into a feasible efficient one..  Sm8rtHealth works re-insurers to configure the underwriting base rules. Contact us, we know what we doing! 

Our Vision

To provide automated underwriting solutions to the life and health insurance markets that are simple to use, great customer experience, and underwriting outcomes aligned with the industry standards.

  1. Enable the lowest touch consumer experience for underwriting health risk
  2. Use medical data points  and AI to enhance risk and claims assessment 
  3. Increase sum assured values and acceptance rates for insurers

  4. Configure products and  questions without the need for coders (IT)

  5. Enable 100% decisioning 

Our People

DJ has been deploying underwriting engines since 2008 across NZ and Asia. An entrepreneur with an eye for innovation. Success and reward s about making big promises and then delivering.
Silvia has been a life underwriter for the past 25 years, focused on the Asian market. "Assessing life risk is what I do, using technology to improve efficiency, is a passion"
Silvia Lee
Underwriting
Clive is either on a bicycle speeding through NZ cycleways, or his is busy cutting code. A software developer for many years who loves the challenge of adopting and harnessing new technologies.
Clive Bennett
Founder

We have done implementations for .......

Delivering electronic underwriting solution with straight through processing since 2008.

Verified by MonsterInsights