AI-Underwriting Assistant
OpenAI will not replace underwriters, it will replace those who do not use it
Assist underwriters digest personal medical summaries (pdf and hand-written) in minutes
AI identifies and records conditions and ailments required for risk assessments
Associated mediations, blood tests and investigations with a medical conditions
AI provide rationale for question answers and logic
Risk assessment across Life, Critical Illness, TPD and Health insurance products
Assists claims assessors auto-interrogate and decision
Use Cases
Sales channel
Record the agent conversation post quote and convert to text
Run the Text Conversation through SM8 workbench to:
Extract answers for the insurer related e-application form
Generate what questions require answering to complete a full application for insurance
Underwriter Assistant
Collect a APS in pdf, hand-notes, images format and input into AI-underwrite and gain instant insights and rational for risk assessment
Summarise an APS of 100 pages in minutes. Take the tedious tasks from underwriting and focus on decisioning.
Claims Assessor
Use Sm8rtHealth private repository of policy wordings, application for insurance and medical notes to
Automate claims eligibility
Offer of new or amended insurance terms
